Lua dao thue nha mua ban bat dong san: Cach nhan biet va phong tranh

Ban tim duoc mot can ho gia tot tren Cho Tot. Anh dep, vi tri trung tam, gia re hon thi truong. Ban nhan tin cho "chu nha," duoc yeu cau chuyen 2 thang tien dat coc qua ngan hang de giu phong. Sau khi chuyen tien, so dien thoai bi khoa, tai khoan Zalo bien mat. Can ho do khong ton tai -- hoac nguoi dang tin khong phai chu nha.

Moi nam, hang nghin nguoi Viet Nam mat tien vi lua dao bat dong san truc tuyen. Bai viet nay giup ban nhan biet cac chieu tro pho bien va bao ve ban than.

Cac loai lua dao bat dong san pho bien

1. Tin dang gia voi anh an cap

Ke lua dao lay anh tu cac bai dang that tren Batdongsan.com.vn hoac Facebook, tao tin dang moi voi gia thap hon 20-30% so voi thi truong. Muc tieu la thu hut nguoi thue lien he nhanh va chuyen tien dat coc truoc khi kiem tra.

2. Gia mao chu nha

Ke lua dao tu nhan la chu nha nhung thuc te chi la nguoi thue lai, hoac hoan toan khong co quyen gi voi can nha do. Ho dua ban di xem nha that (co the la nha cua nguoi khac), sau do thu tien dat coc va bien mat.

3. Lua dao tien dat coc

Day la hinh thuc pho bien nhat. Ke lua dao yeu cau ban chuyen tien dat coc qua ngan hang hoac Momo truoc khi gap mat, voi ly do "co nhieu nguoi muon thue, ai coc truoc duoc truoc." Sau khi nhan tien, ho cat lien lac.

4. Gia mao giay to so hong

Ke lua dao lam gia giay chung nhan quyen su dung dat (so hong/so do) de ban mot bat dong san khong thuoc quyen so huu cua ho. Nan nhan chi phat hien khi lam thu tuc cong chung.

Dau hieu canh bao lua dao

Dau hieu	Muc do nguy hiem
Gia thap bat thuong so voi khu vuc	Cao
Yeu cau dat coc truoc khi xem nha	Rat cao
Chi nhan tin qua Zalo, khong gap mat	Cao
Anh qua dep, nhu chup chuyen nghiep	Trung binh
Khong cung cap giay to chung minh quyen so huu	Rat cao
Giuc ban quyet dinh nhanh vi "nhieu nguoi hoi"	Cao
Khong cho xem nha vao gio ban muon	Trung binh
So dien thoai moi, tai khoan Cho Tot moi tao	Cao

Cach xac minh tin dang bat dong san

Tim kiem nguoc anh (Reverse Image Search)

Luu anh tu tin dang va tim kiem nguoc tren Google Images. Neu anh xuat hien tren nhieu bai dang khac nhau voi dia chi khac, do la dau hieu lua dao.

Den xem nha truc tiep

Luon yeu cau xem nha truoc khi dat coc. Khi di xem:

• Kiem tra dia chi co dung voi tin dang khong
• Hoi hang xom ve chu nha that su
• Chup anh/quay video lam bang chung
• Khong di xem mot minh

Xac minh quyen so huu

• Yeu cau xem ban goc so hong/so do
• Doi chieu thong tin tren giay to voi CMND/CCCD cua nguoi ban/cho thue
• Co the yeu cau xac minh tai van phong cong chung
• Kiem tra thong tin tai dia chinh dia phuong

Kiem tra tai khoan nguoi ban

• Tai khoan Cho Tot bao lau, co review khong
• Tim so dien thoai tren Google xem co bi to giac khong
• Kiem tra Facebook/Zalo ca nhan co that khong

Quy tac an toan khi dat coc

1. Khong bao gio dat coc truoc khi xem nha truc tiep
2. Khong chuyen tien qua Momo/ngan hang cho nguoi la -- chi dat coc khi gap mat
3. Yeu cau hop dong dat coc co cong chung hoac it nhat co nguoi lam chung
4. Dat coc toi da 1 thang tien thue -- neu bi yeu cau nhieu hon, can than
5. Giu lai ban sao hop dong, bien lai chuyen tien, tin nhan trao doi
6. Chia thanh toan thanh nhieu dot thay vi chuyen mot lan

Chia se giay to ca nhan an toan cho ho so thue nha

Khi thue nha, ban thuong phai gui ban sao CMND/CCCD, giay to thu nhap, hoac giay xac nhan cong viec cho chu nha. Nhung gui qua Zalo hay email thuong co rui ro:

• Anh giay to co the bi chuyen tiep cho nguoi khac
• Tin nhan Zalo co the bi hack
• Email khong duoc ma hoa

Giai phap: Su dung LOCK.PUB de tao memo bi mat chua thong tin giay to ca nhan. Ban dat mat khau va thoi gian tu huy, roi chi chia se link cho chu nha. Sau khi ho doc xong, memo tu dong bien mat -- khong ai khac co the truy cap.

Cach nay dac biet huu ich khi:

• Gui ban sao CMND/CCCD cho chu nha o xa
• Chia se thong tin tai chinh nhay cam
• Can gui giay to cho nhieu chu nha khac nhau khi di xem nhieu phong

Nen lam gi khi nghi bi lua

1. Luu lai tat ca bang chung: screenshot tin nhan, bien lai chuyen tien, thong tin tai khoan
2. Bao cao tren Cho Tot/Batdongsan.com.vn de chan tai khoan lua dao
3. Trinh bao cong an dia phuong kem theo bang chung
4. Canh bao cong dong: dang tren cac nhom Facebook bat dong san de nguoi khac biet

Ket luan

Lua dao bat dong san tren Cho Tot va Batdongsan.com.vn ngay cang tinh vi. Quy tac vang la: khong bao gio chuyen tien cho nguoi chua gap mat, va luon xac minh quyen so huu truoc khi dat coc.

Khi can gui giay to ca nhan cho chu nha, hay su dung LOCK.PUB de bao ve thong tin cua ban voi memo mat khau co thoi han tu huy. An toan hon gui qua tin nhan thong thuong.

Hay chia se bai viet nay cho ban be va nguoi than de moi nguoi cung biet cach phong tranh lua dao khi thue nha, mua ban bat dong san.